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Cash-on-Cash Return Calculator

Measure annual cash-on-cash return using your invested equity and projected cash flow.

Cash-on-Cash Inputs

Edit the sample assumptions to see instant estimates. All values are illustrative and in USD.

Results LIVE ESTIMATE

Estimates depend on the assumptions entered. Verify financing, taxes, market values, permits, legal restrictions, and local conditions independently.

How the cash-on-cash return calculator works

Cash-on-cash return = annual pre-tax cash flow ÷ total initial cash invested × 100. Initial cash includes down payment, closing costs and initial rehab.

Example scenario

The form is prefilled with demonstration numbers. Change any assumption to evaluate your own property. Results are for preliminary research and should be verified against quotes, lender disclosures, and local regulations.

Frequently asked questions

Is cash-on-cash the same as cap rate?

No. Cash-on-cash includes financing and the cash invested, while cap rate excludes financing.

Is this calculator free?

Yes. You can use this tool without signing up, and the calculations run in your browser.

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