Rent vs Buy Inputs
Edit the sample assumptions to see instant estimates. All values are illustrative and in USD.
Results LIVE ESTIMATE
Estimates depend on the assumptions entered. Verify financing, taxes, market values, permits, legal restrictions, and local conditions independently.
How the rent vs buy calculator works
This simplified comparison totals rental payments versus estimated ownership costs, including interest, operating expenses, closing costs and selling costs, then accounts for projected equity from loan paydown and appreciation. It excludes investment opportunity cost and income tax effects.
Example scenario
The form is prefilled with demonstration numbers. Change any assumption to evaluate your own property. Results are for preliminary research and should be verified against quotes, lender disclosures, and local regulations.
Frequently asked questions
Does this forecast home prices?
No. Appreciation is an assumption, not a prediction. Test conservative and negative scenarios.
Is this calculator free?
Yes. You can use this tool without signing up, and the calculations run in your browser.
Related property research tools
Rental ROI Calculator · Property Comparison · Investment Scorecard